Here is an idea for new year's resolutions you can keep! and no, I'm not talking about weight loss and I'm not talking about the lofty goals you may have for some personal transformation.

I'm talking about your house. If you're a buyer, seller, homeowner, I recommend a process that my husband and I have been doing since 2007. This is a list of stuff that we want to get done on the house, get redone or improve. And we do it every year. So we make a list of stuff. In 2017, 18 and 19  we did get some fixes, repairs and upgrades done and some we did not. Then 2020 we might actually have to torch this list because with COVID and life, we just didn't get to a lot of what we had planned done. But what we put on paper. We have lots of different things we…

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Proposition 19: New Property Tax &

Inheritance Rules for California

On November 3rd, California voters approved Proposition 19, a measure designed to give homeowners more freedom to change residences while closing tax loopholes on inherited properties.

 The measure, set to go into effect early next year, has two distinct parts, the first of which allows homeowners who are 55 or older, disabled, or lost their home in a natural disaster to transfer their tax base to a new home up to three times anywhere in California.

Previously, homeowners could only take advantage of a tax base transfer once in their lifetime, and only if they bought a replacement home in certain California counties.

The second part outlines the requirements for retaining…

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The idea of a foreclosure wave always gets attention. If you are looking for a deal the indicators of another foreclosure or short sale wave of the last mortgage meltdown years is not going to happen. We do have a few of commonalities of that time that could lead someone to this conclusion. There are climbing unemployment numbers, there are inflated house prices, and buying frenzies.

But what we do not have is unqualified loans being given out. The loans are based on income and triple verified, employment is double and triple verified, buyers are getting standard loans of 15 and 30 years with 20% down. AND while there are a lot of sales the sales volume is not at all what it was at that time. The loans are qualified with real buyers, with real incomes…

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