I looked on the Multiple Listing Service, the MLS, and it said there were 23 new listings posted in the last 24 hours. And it was like, oh my gosh, it was so exciting, a big list populated, and I was like, "Oh boy." Now not a lot of it would really fit what my buyers are looking for, but it was really exciting to think, oh we're starting to get some traction. We're starting to get some movement. Listings are starting to come on. The bad news is not so great. The interest rate rates are going up. As of March 22nd, 2022, conforming 30-year fixed rate is 4.75. Ouch. The conforming 15 year fixed, 3.875, which is really decent. And then the jumbo. Jumbo, remember that's above the conforming limit and it's a totally different loan product. Those rates are…

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How to buy a house! ~ I wrote this in 2015 and in some ways it is very quaint. It makes me long for simpler times. 

Buying a home is a scary prospect and I typically find that buyers who are not scared are either not really going to buy a house or bought a home before or have a relative who was in the real estate business.  Why is it scary? There are lots of reasons…

For a couple this can signify a bigger commitment than marriage because now there is mortgage. Mortgages are not easy to dissolve and may prove harder to dissolve than the marriage. Fear of the unknown, the housing market goes up and down and where it will go nobody knows. Buyers worry about their jobs, people’s jobs are no longer stable. This fact has changed in the last 5 years.…

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