What happens to homeowners when the market crashes? Well, that's an interesting idea and it's certainly a question that's being asked because it was a very popular topic being asked for on Google. So what do, what do people think? Do they think that when the interest rates go up, that people are going to be having their homes foreclosed on because the interest rates are up? It's an interesting quandary that people would think that because interest rates are going up, that people are going to start losing their homes. Let's go back in time and understand in the last couple years, the interest rates have been so good that so many homeowners refinanced their loans, I know I did. I refinanced my house and my rental. I would certainly be okay because of the…

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Have you ever wondered if you should tent your house for termites? They are a thing here in California. Why? Well, we took lead out of our paint and turns out that the termites didn't like the lead either. So we started painting all our houses with unleaded paint and the termites went, Hey, guess what guys? Party is on. We get to eat all this free wood and it's everywhere.

So what are the differences between the termites? Because you're going to hear about termites whatever stage you're in. If you've already purchased or you're purchasing or you own, you're going to hear a couple things. There are wood termites, and they fly around a couple times a year. You will notice a couple times a year there will be a big exodus of them and they're all blowing…

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Here is the spot! Here is where you can Beach Chill on Beach Hill! The ultimate staycation location! Right on Beach Hill and just 100 steps to the sand! Single level home that lives luxuriously large! Full living room with custom gorgeous fireplace and dining room. The living areas look out onto the Monterey Bay, Cowell's Beach and the Santa Cruz Wharf. Kitchen is a timeless art deco design with breakfast nook and pantry area. Two Ensuite bedrooms and one extra space that could be an office, guest area or project space. The primary bedroom has a full walk-in closet with custom shower and bath. Full laundry inside and lots of storage. The complex has only 9 units with 100% owner occupancy, pool and hot tub and underground secure garage parking for two cars…

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Market update for August 2022 Santa Cruz edition

Do you think the real estate market is cratering? Interest rates going up and the buyers are going to be able to get a screaming deal and sellers missed out and it's terrible! Now as a buyer you can just do whatever you want. Like the wild west, you could just go make low offers and sellers have to take your offer, right? Well, I am here to set this notion straight. Currently I have a few listings and I have buyers. It is good to have both buyer and seller because you really get the perspective of what's truly going on in the market, not just from being a listing agent but being an agent representing buyers too.

I have four examples of where a buyer wrote an offer on my listing and thought that the…

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A true Santa Cruz home! This home is in a class by itself. Here you can enjoy the aesthetic of Santa Cruz outside and the artful interior inside. Large picture windows draw the outside in, nature being the ultimate back drop to your home life. Large single level home has four bedrooms, with two large custom baths, all with gorgeous view windows. More about living in Santa Cruz here too 

Pros and Cons of Santa Cruz




New kitchen with creamy blue cabinets and appliance, custom tiles and light fixtures. Large living room, with entertainment nook, dining room in kitchen space for casual and formal dining. Newer roof, gutters, windows, doors, appliances, and hot…

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123 Bursar Ln, Santa Cruz, CA

               
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Upper West Side! Westlake Cottages ~ a 14 year new development! Like New!  This 3 Bedrooms/2.5 Bathroom home has spacious open floor plan with large kitchen and living area all in hardwood for easy care and maintenance. The kitchen has gorgeous real wood cabinets with storage galore, granite countertops and an island for entertaining or easy dining. Powder room and washer and dryer are on main floor. Upstairs primary suite has a walk in closet, large bathroom with shower, soaking tub and generous sized shower. Guest bath with tub and shower and two guest bedrooms. There is alcove at the top of the stairs, great for a home office or study spot. Large two car garage with…

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14 Eastridge Drive, Santa Cruz

$1,399,000

 3bed - 4bath - 27,442.8 acres lot   

Here is your chance to live in the beautiful gated community of Pasatiempo!          

What if you came home from work and could hit a few balls or Saturday morning you could play around of golf in one of the premier golf clubs in America? Where do you want to spend your time? In Pasatiempo, pass the time.. here. moving to Santa Cruz

Become a member of the Pasatiempo Golf Club or grab a pool card for days for fun and sun at the pool! Or just stay home and lounge on the sunny deck and enjoy the lush green foliage. Spacious home that has Carmel Cottage vibe has a primary suite, two bedrooms, a separate bed and bath great for home office or family visits.…

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The market's changing. I think it is important that when you're interviewing an agent you find an agent that really does know the market. When you are talking to an agent and you found them online and you found them like me online and you found their qualifications and you think, I'll interview them. They must know the market they are advertising themselves so they must know the market. I thought about it and I thought, you know, how do you really know if an agent understands the current market? I've heard agents say, well, “I've been doing this for 30 years.”  I can promise you that every market is completely different. They all have so many facets to them. I've been doing it 18 years. We've had some ups and downs all caused by a myriad of different…

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Cost of Living Santa Cruz:

I Googled cost of living here in Santa Cruz, and there are these numbers, national average numbers, and they take all these numbers, and they distill them and pop 'em out and they do not take the area into consideration. So I thought I would go over just a few items such as cost of gas, cost of groceries, shopping here, an overview and discuss that this area gives back a bit too. There are work arounds to these expenses.

First a bag of groceries, full disclosure, I buy groceries at a very expensive store. Why? Well, because I really love their produce and their meats. They're very good. I believe them to be good quality, but you know, expensive. I think their bag of groceries and even trader Joe's, which we have two of…

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Is the market changing. Is there a shift in the air or is it just the tremors we've been having lately here in Santa Cruz? They market is definitely changing, but maybe just changing in our mind because I haven't really seen anything. I've been trying to make a market update video all morning long, and my phone has not stopped buzzing, ringing and, and pinging, because the market is still really very strong. You have sellers who want to sell, you have buyers that want to buy. Now the interest rate is 5.75%. That is higher than January 2022. It was 3.5% or so in January and it just skyrocketed. Is that going to really change things? Well, we expect that it will, but we're just not seeing it. I'm hearing of less offers, but I haven't heard a whole lot…

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