Found 5 blog entries tagged as santa cruz.

Congratulations! Did you get accepted into UC Santa Cruz? Yay! Wait, where am I going to live? After the first year of on-campus housing, where do you go?

Full disclosure: I'm a realtor. I don't do property management; I'm not a property manager. I do know a little bit about the rental situation here in Santa Cruz, but I know more about buying a home for your student to live in while they go to school. So I'm going to give you some resources for renting and some ideas, things to keep in mind when you're looking to rent. I'm going to talk about when the rental situation just gets too crazy, what else you could do, which would be buy.

I have a couple websites I'm linking. That is the student housing services for UCSC. It really is very…

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Do I sell before I buy or buy before I sell? This is such a chicken and egg question, I hear very often "I want to move to another home, another area or even out of state but I have to sell my house first." There is always a fear of being without a place to live it sells too quickly which is touted in the media as quite of phenomenon of homes flying off the shelves. It can be a scary proposition not to mention the idea of moving twice. 

Let me first say trying to sell your home and buy at the same time is now extremely difficult, the market is so competitive, the buyers you will be competing against will mostly likely not have a home to sell and that is your first strike. Your second strike maybe your funds are tied up in your home and you cannot…

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 I have an adorable listing up in the Santa Cruz mountains. And it is priced below $500,000 this is a popular price range for buyers, understandably so as it is affordable. At this price point it is probably better than renting.  And I get a ton of calls from very hopeful buyers and I feel like I'm somehow put in some position to educate them on what this home at this price point in this area really truly means. There is a bit of reality that needs to be understood in this price range I want to bridge the gap of reality and fantasy. 

I don't want to tell people they cannot get what they want in fact it's one of the worst parts of my job besides telling them there's something horribly wrong with a beloved property.  I do want people to understand…

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Do-it-yourself projects are in vogue these days. You can find advice online for everything from investing in crypto-currency to tearing down the living room wall. When considering the cost of moving, it’s natural to wonder if real estate commissions are one way to save money, but it would be a mistake. A good real estate agent might make it seem easy, but the fact is that selling your own home could actually cost you thousands of dollars.

5 Reasons You Shouldn’t Sell Your Home without an Agent

  • 1. The Safety of Your Home and Family is a Priority – Real Estate agents control access to your home. When I put a lockbox on I know who is at your home and when.
  • 2. Most Serious Buyers Start their Search Online – As a professional listing agent I will…

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Should I refinance my loan? rates are at all time low?

This is a question I get asked a lot even from other realtors.

Yes rates are low but understand when you refinance you reset the clock if you have 10 years in on a 30 year and refinance you could be looking at a 40 year mortgage.

Also there are fees involved a lot of lenders say they don’t charge fees but they really roll them into the loan they do need to get paid also there are other fees, appraisal (yes sometimes waived), escrow and title fees, and other miscellaneous fees. This will get added in and it may not pay to refinance even with a lower payment because you have increased your balance.

For instance: I refinanced a mortgage with my lender in 2013, they told me there were no fees…

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